Malta uses the euro
The European Central Bank records Malta as having adopted the euro in 2008.
Money guide · Malta Life Guides
Malta Currency: Euros, Exchange Rates and Payment Checks
Malta uses the euro. If you are budgeting or comparing another currency, distinguish an official reference rate from the rate and fees actually offered by a bank, card issuer or exchange provider. Check the provider's terms before making a transaction; this guide is not financial advice or a live quote.
Last checked: 15 August 2026. Rules, services, prices and timetables can change; confirm the relevant official source before acting.
Handle Malta currency checks carefully
- Budget and compare prices in euros.
- Use the ECB reference-rate page only as an information benchmark, not as a guaranteed transaction rate.
- Check your card issuer, bank or exchange provider for the actual rate and fees before you pay or withdraw cash.
- Keep receipts and review the final euro amount before completing a transaction.
What to know before you act
Reference is not retail
ECB reference rates are informational and do not necessarily match the rate a consumer receives in a live transaction.
Fees change the comparison
A provider's exchange rate, markup and withdrawal or card fees can all affect the final cost.
Official sources to check
These links are the source of truth for current procedures, eligibility, amounts, deadlines and service changes.
- European Central Bank: Malta and the euro
Official euro adoption and currency context. - European Central Bank: Euro foreign exchange reference rates
Official informational reference-rate source.
Freshness policy: Check a provider's real-time rate and fees immediately before a transaction; reference rates are not a quote.
Frequently asked questions
What currency is used in Malta?
Malta uses the euro.
Can I use an ECB exchange rate as the rate I will get?
No. The ECB describes its reference rates as informational; check the actual provider's rate and fees.
Is this page financial advice?
No. It is an information guide linking to the official currency and reference-rate sources.